In addition to being a requirement by law, workers compensation insurance is actually an important part of the workplace. Injuries employees experience on the job are a real risk and without this valuable coverage, business owners could face a financial hardship if there was a seriously injured employee. 

Often, packages with Workers Compensation policies is another type of valuable coverage known as Employment Practices Liability Insurance, commonly known as EPLI. This specific insurance provides coverage to employers against employee made claims for: 

• Discrimination
• Wrongful termination
• Harassment
• Other workplace issues, even the failure to promote.