In today’s highly litigious world, liability limits may occasionally not be high enough to protect certain individuals. An umbrella policy will increase these limits to help protect your assets.

Depending on your particular situation, the basic levels of liability that come with your home and auto policy may not be enough to protect your assets in the event of a serious car accident or a situation where you find yourself responsible for someone else’s pricey medical bills. One of the most affordable policy around, an umbrella policy, can provide:

• Extra limits of liability on your personal insurance policies, usually from $1 million fo $10 million in extra liability coverage

• Protection against slander, libel, and defamation of character lawsuits

• Money to pay for defense costs and settlements

• Worldwide coverage, regardless of where the lawsuit is.

While the risks of a lawsuit are real, especially in today’s world, the good news is that coverage through an umbrella policy is affordable and easy to get.